Simple tools for making sense of health coverage.
Estimate costs, understand enrollment timing and organize the information that matters before comparing Medicare or Nevada health insurance options.
A few numbers worth knowing.
Start with the question you're trying to answer.
Medicare Cost Estimator
Estimate common Medicare costs using 2026 Part B premiums and deductibles, then compare how Original Medicare, supplemental coverage and other cost-sharing considerations may affect your budget.
Estimate Medicare costs → Turning 65Medicare Enrollment Timeline
Enter your 65th birthday and see the approximate beginning and end of your seven-month Initial Enrollment Period, along with key dates to start preparing.
Build my timeline → Health InsuranceHealth Plan Cost Comparison
Compare two health plans using premiums, deductibles, estimated medical spending and maximum out-of-pocket exposure instead of looking at the monthly premium alone.
Compare two plans → Individual & FamilyEmployer Coverage Affordability Checker
Estimate whether the employee contribution toward job-based coverage falls near the current Marketplace affordability threshold. Use the result as a starting point for a more complete eligibility review.
Check affordability →More calculators we're building.
Nevada Marketplace Subsidy Estimator
Estimate household income relative to Federal Poverty Level and identify whether Nevada Health Link financial assistance may deserve further review.
Medigap Birthday Rule Calendar
Enter your birthday to estimate Nevada's annual Medigap birthday-rule window for existing Medicare Supplement policyholders.
HSA Contribution Calculator
Estimate the annual HSA contribution limit based on self-only or family coverage, age and current federal limits.
A calculator is a starting point—not a coverage recommendation.
Health insurance decisions often depend on details a simple calculator cannot fully capture.
Check your doctors
A plan that appears inexpensive may not fit well if your physicians, hospital system or specialists aren't included in the network.
Network mattersCheck your medications
Formularies, tiers, pharmacy networks and prior authorization requirements can materially change prescription costs.
Drug coverage mattersModel more than the premium
Deductibles, copays, coinsurance and maximum out-of-pocket exposure can matter far more than a small difference in monthly premium.
Think annuallyVerify before acting
Marketplace subsidies, Medicare enrollment rights and employer-plan rules depend on individual circumstances and can change from year to year.
Confirm eligibilityTell us what coverage question you're trying to answer.
Use our calculators to get oriented, then request assistance if you'd like help understanding which coverage path deserves a closer look.
Please don't submit Social Security numbers, Medicare numbers, medical records or other sensitive health information through this form.
Request health coverage help
Complete the short form below.
Important: Tools and calculators on NevadaHealthPlans.com provide estimates for educational purposes only and are not insurance, tax, legal, financial or medical advice. Results do not establish eligibility, guarantee coverage, quote an insurance premium or recommend a particular insurance product. Medicare costs, Marketplace rules, tax limits and insurance regulations can change. Verify current information with Medicare.gov, Nevada Health Link, the IRS, applicable insurers and appropriately licensed professionals before making coverage decisions.